Services Offered

Services Offered

At Spear Financial, we believe in building lifelong relationships and meeting clients where they are in life to set goals for their financial future. We do this by taking the time to listen, asking questions to help better understand their situation, and providing exceptional service. We specialize in retirement income planning, estate and legacy strategies, and insurance solutions.

Financial Strategies

  • Coverdell IRA
  • Roth IRA
  • SEP IRA
  • Simple IRA
  • Traditional IRA
  • 529 College Savings Plans
  • Small Business Solutions
  • Brokerage Accounts
  • Bank Products (including CDs)
  • 401(k) Planning
  • 403(b) Planning
  • Pension Planning
  • Profit Sharing
  • Defined Benefits

Retirement Income Strategies

  • Fixed Annuities
  • Fixed Index Annuities
  • Variable Annuities

Estate/Legacy Strategies

  • Term Life Insurance
  • Whole Life Insurance
  • Single Premium Life Insurance
  • Universal Life Insurance

Fee-Based Investments

  • Stocks
  • Bonds
  • Mutual Funds